Check Processing

Keeping the Merchant in Mind

Premier Payment Systems has partnered with EZCheck, a leading provider of electronic check commerce solutions. EZCheck provides businesses the ability quickly and securely process check transactions. Enroll in the Guarantee program and ensure that your funds are available. Premier is your one-stop source for all your processing needs!

Premier offers the following Check Solutions

Electronic Check Transfer - Check Reader	Electronic Check Transfer Plus - Check Imager	Paper Check Guarantee
The EZCheck® Electronic Check Transfer (ECT) program combines the benefits of paper checks with the speed, ease and safety of electronic processing. It's just like accepting a credit card or debit card at the point-of-sale. Check is converted to a paperless transaction by electronically moving funds from the customer's bank account Eliminates returned checks and returned check fees, while reducing paperwork and trips to the bank Check writers will continue to benefit from the float of a paper check, since the electronic item is processed through the banking cycle in the same amount of time as a traditional paper check Safe process that uses a secure bank system to those used for direct deposits and ATM transactions	What differentiates ECT from ECT Plus? Both programs offer fast and easy check authorization and both allow you to return the processed check to the customer with a signed receipt. The primary difference between ECT and ECTPlus involves the business's choice of equipment - check reader versus check imager. Imager captures all of the required information with one pass through the imaging device, thus eliminating the need to record additional information All of the necessary information is electronically captured with the image of the check, so when a proof of transaction is required (for example, a dispute) the merchant is not required to provided additional transaction information	One bad check is one too many! The EZCheck Paper Check Guarantee service is an easy process at the point-of-sale! Here's how it works: The sales clerk enters the customer's information into the point-of-sale terminal or cash register. In a matter of seconds, EZCheck's database, which contains millions of records from both local and national negative files of unpaid checks, is accessed. The database sends back a response to either approve or decline the check. Original check must still be taken to the bank for deposit Profiles the transaction using proprietary shopping patterns and continuously updates this database with check writing histories drawn from subscribing customers Never lose a sale or delay a customer because of high check writing activity. In addition, if a check EZCheck authorizes does not clear, EZCheck purchases it for the full amount, up to the check limit, so merchants can increase sales without increasing risks. The reimbursement process is simple and will improve the merchants cash flow and reduce administrative costs.

Check Processing Analysis

That's right! Not only can you send your Merchant Statements to Premier for a cost savings analysis, you can send your Check Statements in too!

Request A Quote

Know what you need but are only looking for a quote? Complete a brief form about your needs and we will promptly get you a quote!

We will beat your current merchant provider or we will send you $500.

Testimonials

"Premier Payment Systems provided superior credit card processing and top-notch customer service for the Smart Bet Charity Poker Tournament. The company offers white glove service to all of its customers - guiding them through each critical business decision. Premier's staff went above and beyond the call of duty to not only ensure we received the lowest processing costs, but provided on-site assistance to guarantee that our registration process went smoothly. Their assistance transformed a nightmarish registration process into something that continues to be praised today." - Scott Issen, Managing Director, Chicagoland Entrepreneurial Center